Elder Care Cost Guide

Elder care cost calculator: monthly and annual costs by care type

Pick a care type and, for in-home care, set weekly hours. You'll get a monthly and annual cost plus how it compares to the other four options, using 2025 CareScout national median data.

Data: CareScout Cost of Care Survey — 2025 national medians

Data: CareScout Cost of Care Survey — 2025 national medians — fieldwork July–November 2025.

Care type
5 hrs60 hrs

State-level pricing isn't available yet — this figure uses the national median. Actual costs by state can differ by up to 40%.

Non-Medical Caregiver (In-Home)

Monthly cost

$6,673

Annual cost

$80,080

That's $55,380 more per year than the cheapest option below.

Data: CareScout Cost of Care Survey — 2025 national medians

National medians. Local provider prices can differ by up to 40% — use this as a planning starting point, not a quote.

Monthly cost, all 5 care types compared

Your selection is highlighted. In-home hours reflect the 44 hrs/week you set above.

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What each care type actually charges for

The calculator returns a number. These pages explain where it comes from, what gets billed on top of it, and when a different setting would be cheaper.

  • How much care costs rose this year

    Four of the five care types went up between the last two surveys and one went down. Here is the change for each, in dollars rather than in adjectives — including the one that fell.

  • In-home caregiver cost

    Every care type here is priced per month except this one, which is billed by the hour. That one difference is what makes in-home care cheap at 15 hours a week and the most expensive option at 50.

  • Adult day health care cost

    The cheapest care type in the survey, and the one families most often skip past without pricing. Here is what a day of attendance buys compared with the same hours of in-home care.

  • Assisted living cost

    The most common step up from care at home. What the monthly fee covers, what gets billed on top of it, and the two line items to ask for in writing before signing.

  • Nursing home costs

    Two published rates, and a $14,600-a-year gap between them. Room type and billing period (31-day months cost more than 28-day months) are the two things that move this number.

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What families actually buy — and how to choose it

These are the categories that come up again and again when people try to keep someone at home longer. Prices change constantly, so instead of quoting a number that will be wrong next month, here is what to check before you buy.

Bed rails & fall protection

Falls are the most common reason a family moves from home care to a facility — and the most expensive to recover from.

  • Check the weight limit and whether it fits the mattress thickness you have
  • Adjustable height beats fixed if the bed is not a hospital bed
  • Look for a model that folds down, so it does not block getting out
See current options & prices on Amazon →

Walkers & rollators

A rollator with a seat and brakes lets someone stay mobile — and keep the hours of paid care lower.

  • Measure the handle height with the person standing; wrong height causes back pain
  • Test the brakes: loop brakes are easier for arthritic hands than squeeze brakes
  • Width matters if hallways or bathroom doors are narrow
See current options & prices on Amazon →

Bathroom safety

Most falls happen in the bathroom. Grab bars and a shower chair are the cheapest intervention on this page.

  • Grab bars must be screwed into studs — suction cups are not a fall-prevention device
  • A shower chair with a back and arms is easier to stand up from
  • Non-slip mat inside and outside the tub
See current options & prices on Amazon →

Medical alert systems

If the person is alone for part of the day, this is the difference between a fall and a fall found hours later.

  • Decide between a landline base and cellular — no landline means cellular only
  • Check the monthly cost, not just the device price; it is the recurring part that adds up
  • Fall detection is a separate feature and usually costs more
See current options & prices on Amazon →

Incontinence supplies

A recurring cost families rarely budget for — and one of the first things that pushes hours of care up.

  • Match absorbency to overnight vs daytime use; one product for both wastes money
  • Check the size chart by waist measurement, not clothing size
  • Subscribe-and-save pricing is usually cheaper than one-off orders for this category
See current options & prices on Amazon →

As an Amazon Associate we earn from qualifying purchases. This does not change what we recommend — the selection criteria above are the same ones we would give a friend.

What should we calculate next?

This site exists to answer the cost questions families actually have. If there is a number you could not find — a state, a care type, a benefit offset — tell us and we will build it.

We use this only to decide what to build. No newsletter, no sharing.

Frequently asked questions

Why is the default 44 hours per week for in-home care?

44 hours/week is the figure CareScout's 2025 survey uses to annualize non-medical caregiver costs, so it is the most directly comparable default. You can move the slider from 5 to 60 hours to match your actual schedule.

How is the monthly cost calculated from an hourly rate?

Hourly rate × hours per week × 52 weeks, then divided by 12 months — the survey's own conversion, which states its monthly figures are based on the annual rate divided by 12. At $35/hour and 44 hours/week that is $80,080 a year, or $6,673 a month.

Why is the nursing home monthly figure not just the daily rate times 30?

Because nursing homes bill all 365 days of the year. $315 × 365 = $114,975, and ÷ 12 gives $9,581. A flat 30-day month would come out at $9,450 and understate a year by $1,575.

Why does adult day care show $2,058 a month when $95 × 30 days is $2,850?

Adult day centres operate on weekdays, so the annual figure is built on 260 days of attendance (5 days × 52 weeks), not 365: $95 × 260 = $24,700, or $2,058 a month. That matches the monthly median the survey itself publishes, which a 30-day month would overstate by about 38%.

Does this calculator adjust for my state?

Not yet. This version shows the national median for every state; the state selector is there for context, but the multiplier is 1.0 everywhere. The survey warns that local prices can differ substantially from the national median, so treat this as a starting point, not a quote.

Is any of this data sent anywhere?

No. The calculation runs in your browser with plain JavaScript — there is no API call and no server to send your inputs to.

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